Chain shirt

A cut down version of chainmail, this form of armor simply covers the vital areas of the abdomen and back with a mesh of interlocking links. It includes a layer of quilted fabric worn underneath to prevent chafing and to cushion the impact of blows.

• AC Bonus: 4
• Maximum dexterity bonus: 4
• Arcane spell failure: 20%
• Armor check penalty: -2